The Motley Fool idakhazikitsidwa mu 1993 ndi abale Tom ndi David Gardner, The Motley Fool imathandiza anthu mamiliyoni ambiri kupeza ufulu wazachuma kudzera pa webusayiti yathu, ma podcasts, mabuku, makolamu anyuzi, mawayilesi ndi ntchito zoyika ndalama zamtengo wapatali.
The Motley Fool idakhazikitsidwa mu 1993 ndi abale Tom ndi David Gardner, The Motley Fool imathandiza anthu mamiliyoni ambiri kupeza ufulu wazachuma kudzera pa webusayiti yathu, ma podcasts, mabuku, makolamu anyuzi, mawayilesi ndi ntchito zoyika ndalama zamtengo wapatali.
Mukuwerenga nkhani yaulere yokhala ndi malingaliro omwe angasiyane ndi ntchito yoyika ndalama kwambiri ya The Motley Fool. Khalani membala wa Motley Fool lero ndikupeza mwayi wopeza malingaliro athu apamwamba a akatswiri, kafukufuku wozama, zothandizira ndalama ndi zina zambiri.phunzirani zambiri
Mmawa wabwino, nonse, ndikukulandilani kumsonkhano wazachuma wa US Steel's Q1 2022 ndi kuwulutsa pa intaneti. Monga chikumbutso, kuyimba kwa lero kukujambulidwa. Tsopano ndipereka kuyitanidwa kwa Kevin Lewis, Wachiwiri kwa Purezidenti wa Investor Relations ndi Corporate FP&A.chonde pitilizani.
OKZikomo, Tommy.M'mawa wabwino, ndipo zikomo chifukwa chobwera nafe pa foni yathu yolandila zolandila za kotala yoyamba ya 2022. Kujowina nane pamsonkhano wamasiku ano ndi United States.
Dave Burritt, Purezidenti wa Zitsulo ndi CEO; Christine Breves, Wachiwiri Wachiwiri Wachiwiri ndi Chief Financial Officer; ndi Rich Fruehauf, Wachiwiri Wachiwiri Wachiwiri ndi Chief Strategy and Sustainability Officer.Lero m'mawa, tinaika zithunzi kuti tigwirizane ndi ndemanga zomwe zakonzedwa lero.Malumikizidwe ndi zithunzi zochokera ku msonkhano wamasiku ano angapezeke pa tsamba la US Steel Investor pansi pa Zochitika ndi Zowonetsera.
Tisanayambe, ndiloleni ndikukumbutseni kuti zina mwazomwe zaperekedwa panthawiyi zingaphatikizepo ziganizo zoyang'ana kutsogolo zomwe zimachokera kumalingaliro ena ndipo zimakhala ndi zoopsa zingapo ndi zosatsimikizika zomwe zafotokozedwa m'mafayilo athu ndi zotsatira za Securities and Exchange Commission, zotsatira zenizeni zamtsogolo zitha kusiyana. perekani kuyitanidwa kwa a Dave Burritt, Purezidenti ndi CEO wa US Steel, yemwe ayambe pa slide 4.
Zikomo, Kevin, ndipo zikomo chifukwa cha chidwi chanu ku US Steel. Zikomo chifukwa cha nthawi yanu m'mawa uno. Zikomo chifukwa chothandizira kampani yathu.
Kotala lililonse, tikuwonetsa kupita patsogolo kwathu ndipo tili okondwa kupereka zosintha pagawo lina lazotsatira. Koma chofunikira kwambiri, timayika mbiri yachitetezo mu kotala. Mpaka pano chaka chino, chitetezo chathu ndichabwino kuposa mbiri ya 2021, kuposa mbiri ya 2020, kuposa mbiri ya 2019.
Chitsulo, chitetezo chimadza nthawi zonse. Zikomo ku gulu la US Steel chifukwa chopitiliza kugwira ntchito motetezeka. Tikuthokozani.
Tonse timadziwa kuti ntchito zimagwira ntchito bwino pamene chitetezo chili pamwamba.Kulimbikira kwanu ndi kudzipereka kwanu kuli pamtima pa kupambana kwathu.Tiyeni titenge kamphindi kuti tizindikire anzathu ku US Steel Europe omwe ali akatswiri a chitetezo ndipo amaphatikiza mfundo zathu zachitsulo.
Ndizovuta za anthu ku Ukraine zomwe zikuchitika kufupi ndi kwathu kummawa kwa Slovakia, m'malo mwa gulu lonse la utsogoleri ku US Steel, tikukuthokozani chifukwa cha thandizo ndi thandizo lomwe mwapereka - thandizo ndi kulimba mtima komwe mwapereka kwa anansi anu m'miyezi ingapo yapitayi Pano, mwatsimikizira kuti mutha kuthana ndi zosokoneza kwambiri komanso zosokoneza, kupatulapo zochitika zamphamvu zomwe tikuyembekezera. chaka kwa US
steel.Tapereka gawo lathu loyamba labwino kwambiri ndipo tikuyembekeza kuti tidzateronso popereka gawo lathu lachiwiri labwino kwambiri, zomwe zikuyembekezeka kupitilira mbiri yachiwiri ya EBITDA.US Steel ya chaka chatha idapereka EBITDA ya $ 6.4 biliyoni ndi ndalama zaulere za $ 3.7 biliyoni m'miyezi 12 ikubwerayi, ndikuyendetsa njira yathu yabwino kwambiri komanso njira zogawira ndalama.
Zabwino kwa onse, kutipatsa kuthekera kopitilira kusintha kwathu kupita ku bizinesi yotsika mtengo komanso yogwiritsa ntchito mpweya wambiri kwinaku ndikukhala mpikisano wabwino kwambiri wazitsulo. Kuti tikhale abwino kwambiri, timaphatikiza mphero zamphamvu, zotsika mtengo komanso zapamwamba kwambiri, ndi miyala yathu yachitsulo yotsika mtengo kuti tipange injini yazachuma yomwe imapereka chithandizo chabwino kwambiri kwa makasitomala athu, Kupereka chithandizo chabwino kwambiri kwa ogwira ntchito athu, komanso kugawana nawo antchito athu abwino kwambiri. koposa zonse, kuphatikiza anzathu, makasitomala, madera ndi mayiko omwe tikukhalamo ndikugwira ntchito.Mwachindunji, timadalira thandizo lamphamvu lochokera ku United States.
Boma likuwonetsetsa kuti pakhale gawo lochita masewera olimbitsa thupi.Timafunika kuchitapo kanthu mwamphamvu pazamalonda kuti tiyankhe pempho la boma kuti lichitepo kanthu pa kusintha kwa nyengo.Tikudziwa kuti maboma amadziwa ntchito yachitsulo mu chitetezo cha dziko lathu ndi zachuma, ndi mwayi umene tili nawo kuti tipititse patsogolo ntchito zomwe zimapangitsa kuti zitsulo zikhale zokhazikika.Timakhutira ndi ntchito ya Mlembi wathu wa Zamalonda ndi America.
oimira malonda.Tikuyembekeza kuti utsogoleri wawo wamphamvu ndi kulimbikitsana zidzapitirira.Makasitomala athu, ogwira ntchito ndi eni ake onse amadalira.Ogwira nawo ntchito akuyang'ananso kwa ife kuti tipereke ntchito yabwino kwambiri powonjezera mwayi wathu wampikisano ku North America ore yachitsulo yotsika mtengo kwambiri, kupanga zitsulo zazing'ono za mphero ndi kutsirizitsa kalasi yoyamba, pamene tikuchita ndondomeko yathu yoyenera yogawa ndalama.
Ntchito yomwe tachita pamasamba athu owerengera komanso chiyembekezo chathu cha 2022 zimatiyika m'malo amphamvu opereka mayankho omwe amakulitsa mwayi wathu wampikisano pomwe tikukhalabe ndi njira yogawa bwino ndalama, kuphatikiza kuchulukirachulukira kwachindunji kwa omwe ali ndi mwayi. zabwino kwa omwe ali nawo. Direct share repurchase returns. Tsopano kuposa ndi kale lonse, kupereka njira yabwino kwa onse ndiyo njira yopita patsogolo.Tiyeni titsegule pa Slide 5, pomwe ndipereka mauthenga ofunikira kuchokera ku msonkhano wamasiku ano.
Choyamba, tidapereka zotsatira za kotala loyamba.Monga tafotokozera kale, tikuyembekezera zotsatira za kotala yachiwiri komanso.Ngati tipereka zotsatira zathu zomwe tikuyembekezera, tidzakhala ndi ndalama zabwino kwambiri za miyezi 12 m'mbiri ya kampaniyo.Kenako, monga ndanenera kale muulamuliro wanga, tili ndi machitidwe amphamvu pabizinesi yonse ndipo tikuphatikiza mbiri ya chuma chosiyanitsidwa ndi mapulani opindulitsa kwa anthu.
Potsirizira pake, timabwezera ndalama kwa eni ake ogawana nawo malinga ndi ndondomeko yathu yogawa ndalama. Pambuyo pake, tidzakhala ndi nthawi yofotokozera mwachidule za mpikisano wathu ndi malingaliro apadera a makasitomala pagawo lililonse. strategic position and values, kupangitsa kubweza ma share kukhala gwero lachitukuko cha nthawi yayitali.
Pitani ku ntchito yazachuma pa slide 6. Gawo loyamba lidapereka zovuta pamakampani athu ndi bizinesi yathu, kuphatikiza zotsatira zanthawi zonse zomwe zimakulitsidwa ndi kusakhazikika komanso kusokonekera kwa zinthu.
Chofunika kwambiri, tidamasulira zopeza zandalama kukhala ndalama zaulere zopitilira $ 400 miliyoni mu kotala. Kuyenda kwathu kwamphamvu kwaulere kwatisiyira ndalama zokwana $ 2.9 biliyoni kumapeto kwa kotala kuti tithandizire thandizo lathu labwino pazachuma zonse komanso njira yofananira yogawa ndalama. kuwonetsa gawo lililonse lomwe lafotokozedwa pa Slide 7 kuti tiwonetse momwe timasiyanitsira magawo athu abizinesi potengera luso lathu lapadera komanso momwe timagwiritsira ntchito US.
Ubwino wachitsulo umakwaniritsa zosowa za makasitomala athu.Tiyeni tiyambe ndi gawo la North America Flats pa Slide 8. Gawo lathu lazogulitsa zaku North America ndi gawo lofunikira kwambiri pantchito yathu yabwino kwambiri panjira zonse pamene tikupitiliza kugwiritsa ntchito chitsulo chotsika mtengo komanso katundu wathu wophatikizika wopangira zitsulo kuti titumikire mitundu yosiyanasiyana yamakasitomala pazosiyana zamagulu azitsulo akukwera komanso kupitilira apo. chitsulo chotsika mtengo ndi mpikisano wokhazikika wokhazikika, kufunikira kwake komwe kwakulitsidwa ndi kusokonezeka kwaposachedwa kwa maunyolo operekera zitsulo padziko lonse lapansi.
Maudindo athu opangidwa ndi chitsulo kwanthawi yayitali amapangitsa kuti pakhale phindu kwanthawi yayitali pamene tikupitiliza kukulitsa mwayi wathu wampikisano kuti tipindule kwambiri ndi ntchito zathu zazing'ono zopanga zitsulo. kutulutsa chitsulo cha nkhumba popanda kupereka mphamvu yopanga zitsulo.
Chomera cha Gary ndi chitsulo chautali, zomwe zikutanthauza kuti malowa amapanga chitsulo chamadzimadzi kuposa mphero yachitsulo yomwe imagwiritsa ntchito kupanga zitsulo.Mwa kukhazikitsa makina achitsulo a nkhumba, tikhoza kuwonjezera kugwiritsa ntchito ng'anjo yamoto ndikupangitsa kuti zikhale zogwira mtima mkati mwa gawo lathu lopanda phokoso. 50% yachitsulo cha nkhumba chachitatu, DRI, HBI kapena plain scrap.us
Zitsulo zili ndi mwayi wapadera wosinthira umwini wazitsulo zachitsulo zotsika mtengo kuti zikhale chakudya chamagulu ochulukirapo a magetsi a arc furnaces.Tidzapitiriza kuyesa mipata yowonjezera kuti tipititse patsogolo kudzidalira kwathu ndikumasula zinthu zosiyana kwambiri.
Kuthekera kwathu kowonjezereka kumaphatikizanso mizere yathu yamakono yomaliza kuti tipange zitsulo zapamwamba kwambiri makasitomala athu, makamaka makasitomala onyamula katundu, zimangofunika pokhapokha ngati zinthu zili bwino. Ma OEM agalimoto akhala akufunidwa kwambiri ndi chitsulo champhamvu kwambiri, koma ntchito yathu yachitukuko chabizinesi ndikuzindikiritsa misika ina yomwe imapindula ndi makasitomala apamwamba kwambiri komanso otsogola kwambiri omwe amatiuzanso zitsulo zotsogola. gawo lathu likupitirirabe kukula.Ngakhale kuti pali zovuta zogulitsira chaka chatha, tinatumiza zitsulo zapamwamba kwambiri zamphamvu kwambiri m'gawo loyamba la 2022 kusiyana ndi kotala yoyamba chaka chapitacho.
Kupita patsogolo komwe tapanga mu gawo lathu la North America Flat Mill kwapangitsa kuti pakhale phindu komanso kulimba mtima. Mu kotala yoyamba, tidapeza mtengo wogulitsira wocheperako poyerekeza ndi kotala lachinayi la chaka chatha, ngakhale mitengo yatsika ndi 34%. 20% Gawo lathu laling'ono la mphero pa slide 9, lomwe limaphatikizapo Big River Steel, ndi mtsogoleri wamakampani opanga zitsulo zamagetsi a arc
Apanso, Great River Steel inapereka zotsatira zotsogola zachuma zamakampani. Gawo loyamba la gawo loyamba la EBITDA linali 38%, kapena 900 maziko, apamwamba kuposa mpikisano wabwino kwambiri wa mphero yaing'ono.Big River Steel's unparallested process and product innovation, kuphatikizapo luso lake lopanga zitsulo zokhazikika ndi 75% zochepetsera zitsulo zopangira mpweya wowonjezera kutentha, zitsulo zamtundu wa mtsinje wosakanikirana ndi zitsulo zosakanikirana ndi zitsulo zamtundu wa 75%. makasitomala.Tinamvera makasitomala athu pazitsulo zamagetsi kuposa chaka chapitacho ndipo mwanjira imeneyi tawonetsa kudzipereka kwathu pakutumikira msika waukulu wazitsulo zamagetsi.
Ndimakasitomala omwe amayendetsa zochita zathu ndikudziwitsa mabizinesi athu muzitsulo zamagetsi zopanda tirigu kapena za NGO. Sitikukayika za kupita mwachangu komanso osayembekezera zomwe makasitomala amagalimoto angachite. Ubale wathu wapamtima ndi OEM umatipangitsa kukhala ofunitsitsa komanso otsimikiza kuti zitsulo zocheperako, zokulirapo zamagetsi za NGO zomwe zidzapangidwe ku Big River Steel zidzakwaniritsa zosowa za makasitomala athu chifukwa tikudziwa komwe akupita patsogolo. nthawi komanso mkati mwa bajeti kuti iyambe mu gawo lachitatu la 2023.
Tikukulitsanso bizinezi yathu yamtengo wapatali ya electroplating mu mphamvu yopangira malata, kachiwiri mogwirizana ndi zidziwitso zamakasitomala, kuti tikwaniritse zomwe zikuchulukirachulukira m'magawo omanga, magetsi ndi magalimoto. Ndalamayi ilinso mkati mwa bajeti komanso pa nthawi yake yokhazikitsa gawo lachiwiri la 2024. kampasi yomwe ilipo.
Kuphatikiza, Big River Steel ndi Small Roller 2 ndi zomwe timatcha Big River Steel Works, zomwe zikuyembekezeka kubweretsa $ 1.3 biliyoni pachaka chonse cha EBITDA pofika 2026 ndipo zitha kupanga matani 6.3 miliyoni azitsulo. kupanga ndi kuchepetsa likulu lathu ndi carbon intensity.
Tikudziwa zomwe makasitomala athu akufuna kupanga zitsulo zapamwamba kwambiri kuti ziwathandize kukwaniritsa zolinga zawo za decarbonization, chifukwa chake tinali okondwa kwambiri pamene Big River Steel idatsimikiziridwa ngati mphero yachitsulo, yomwe ndi North America The first and only zitsulo mphero kuti achite zimenezo.Makasitomala amafunikira njira zolimba, zotsimikiziridwa modziimira kuti adziwitse zosankha zawo za momwe angagwiritsire ntchito ndi ogulitsa, ndipo Respobility zitsulo papulatifomu. ResponsibleSteel Standard imachokera pa mfundo za 12 ndipo imakhudza miyeso yambiri yokhudzana ndi zinthu zofunika kwambiri za chilengedwe, chikhalidwe cha anthu ndi utsogoleri kapena udindo wa ESG.Matchulidwewa akutsimikizira utsogoleri wathu popereka zinthu zokhazikika ndi njira kwa makasitomala athu, komanso kudzipereka kwathu ku ESG.
Tikukonzekera kufunsira chiphaso cha Responsible Steel Facility for Small Mill 2, munthawi yake yomwe idakonzedwa kuti iyambike mu 2024.Monga wopanga zitsulo, Big River Steel ikukhazikitsa miyeso yatsopano yaku North America.
M'miyezi ingapo yapitayi, magulu athu ku Slovakia ndi United States ayesetsa kwambiri kuchepetsa kuukira kwa Russia ku Ukraine pa chain yathu yopangira zinthu zopangira. ku Slovakia, Czech Republic, Poland, Hungary ndi Western Europe.Tidzapitirizabe kutumikira maderawa ndikupitiriza kuthandizira chuma cha Slovakia ndi anthu.
Panthawi yonseyi, ntchito zathu za Slovakia zasonyeza kuti timapeza ndalama zolimba komanso ndalama zopanda ndalama, ndipo gawo loyamba likukhala gawo lachitatu labwino kwambiri m'mbiri.Pomaliza, pa slide 11 gawo lathu la tubular. Gawo lathu la tubular lakhala likudutsa mumsika wovuta kwambiri, koma ndine wokondwa kwambiri ndi kuthekera kwawo kupirira. katundu wawo amapereka kuti adziyike bwino pamene kuchira kukufika.
Chabwino, nthawi yafika, ndipo gawo lathu la tubular likugwira ntchito yopindulitsa kuti abwezeretse msika wa mphamvu wa US.Nng'anjo yamagetsi ya Fairfield, yomwe inatumizidwa ku 2020, imawonjezera luso la kupanga poyang'anira ndondomeko yonse kuyambira pachiyambi mpaka kumapeto.Izi zimapereka makasitomala nthawi yofulumira kuyankha kusiyana ndi kudalira maphwando achitatu kuti apereke magawo ofunikira kuti apange machubu osasunthika.
Kupanga kochokera kuzinthu zophatikizika ndi kulumikizidwa kwa eni ake, kuphatikiza API, kulumikizana kotsogola komanso kotsogola, kumapanga njira zothetsera makasitomala. Mu kotala yoyamba, magwiridwe antchito a EBITDA a gawo la Tubes adachulukirachulukira kuchokera kotala lapitalo, ndipo tikuyembekeza kupitilira patsogolo mu gawo lachiwiri.
steel.Pitani ku capital allocation pa slide 12.Zomwe timayika patsogolo pakugawika kwa likulu zikuyenda bwino.Balance sheet imakhalabe yolimba komanso yogwirizana ndi ngongole zathu zosinthidwa mozungulira komanso zolinga za EBITDA.
Kutsekera kwathu kwa ndalama zotsekera kumakhalabe kupitilira ndalama zomwe tagwiritsa ntchito m'miyezi 12 ikubwerayi, kuwonetsetsa kuti tikulandira ndalama zokwanira zogulira zonse zanzeru.
Tikachita bwino, mumachita bwino, ndipo timachita bwino kwambiri.Masiku athu abwino kwambiri akubwera.Tikudziwa komwe tikupita, ndipo tikuphatikiza ntchito yotsika mtengo, yogwira ntchito kwambiri ndikukulitsa mwayi wathu wapadera wopikisana.Christie tsopano adzapereka zotsatira zathu za kotala loyamba ndi zomwe tikuyembekezera pa gawo lachiwiri.
Zikomo, Dave.Ndiyamba ndi slide 13.Zopeza m'gawo loyamba zinali $ 5.2 biliyoni, zomwe zinathandizira EBITDA yosinthidwa ya $ 1.337 biliyoni m'gawo loyamba, gawo lathu loyamba lopindulitsa kwambiri.Enterprise EBITDA margin anali 26% ndipo zopindula zosinthidwa pa gawo lochepetsedwa linali $3.05.
Kutuluka kwaulere kwa kotala loyamba kunali $406 miliyoni, kuphatikiza $462 miliyoni m'zachuma zogwirira ntchito, makamaka zokhudzana ndi zosungira. Kwa nthawi yotsala ya chaka, chitsulo chathu chachitsulo chotsika mtengo komanso malasha amgwirizano wapachaka amatipangitsa kukhala bwino m'malo amasiku ano akukwera mtengo kwazinthu zopangira.
Bizinesi yathu yoyenda pang'onopang'ono ikupitilizabe kuchita bwino ndipo ili pachiwopsezo chambiri mu 2022. Mugawo laling'ono la mphero, tidanenanso EBITDA ya $318 miliyoni ndi EBITDA ya 38%, kuyimira gawo lina lamakampani - kutsogola kumayendedwe ang'onoang'ono. Kotala lachitatu labwino kwambiri kuposa kale lonse.Mu chubu, tidachulukitsa kuwirikiza kawiri ntchito yathu kotala lapitali, ndikupanga EBITDA ya $89 miliyoni, makamaka chifukwa cha mitengo yokwera pamsika wa OCTG, milandu yatsopano yamalonda ya OCTG yochokera kunja, komanso kuyesetsa kukonza mtengo wathu ndikukulitsa zaka zingapo zapitazi. Bizinesi yolumikizidwa yopindulitsa kwambiri.
Zotsatira zathu za kotala yoyamba ndi chiyambi chabe cha zomwe US ​​Steel ikuyembekeza kukhala chaka china chapadera.Mu gawo lachiwiri, gawo lathu la Flat Rolling linali ndi kuwonjezeka kwakukulu kwa mbiri ndi EBITDA poyerekeza ndi kotala yoyamba. Mitengo yapamwamba yogulitsa malo ndi kufunikira kowonjezereka, mtengo wokhazikika wa chitsulo ndi malasha, ndi kusowa kwa nyengo mu migodi yachitsulo kuyenera kuthandizira kupititsa patsogolo kwakukulu kwa kotala la EBIT.
Gawo lathu laling'ono la mphero likuyembekezekanso kukwaniritsa kupanga kwakukulu komanso kugulitsa kwamitengo.
M'gawo lathu la chitoliro, tikuyembekeza kupitilizabe kuwongolera kwachuma, makamaka kuchokera kumitengo yotsika mtengo, kulimbikitsa malonda amphamvu, komanso kupindula kopitilira muyeso kuchokera pakuwongolera kwamitengo yamitengo.
Zikomo, Christy. Tisanayambe kufunsa mafunso, ndiroleni nditengere mphindi zingapo kuti ndimvetsetse slide 14. Tikukonzekera kuyikanso bizinesi yathu yamtsogolo ndikuchita njira yathu yabwino kwambiri yoperekera mwayi uwu kwa makasitomala athu ndi anzathu, kwa omwe ali ndi masheya athu komanso madera omwe tikukhala ndikugwira ntchito. kupanga zitsulo zazing'ono komanso luso lomaliza bwino kwambiri.
Pamene tikugwira ntchito zathu zomwe zalengezedwa, tidzapereka pafupifupi $880 miliyoni mu EBITDA yapachaka yowonjezereka komanso zopeza pamene ndalama zathu zachitsulo za nkhumba ku Gary Works zibwera pa intaneti mu 2023. Timagwiritsa ntchito nthawiyi tsiku lililonse, kulimbikitsa komanso kukhala ndi gulu lamphamvu kuti tikwaniritse zolinga zathu. Q&A.
OKZikomo, Dave. Pazaka ziwiri zapitazi, mliri wapadziko lonse wakhudza kwambiri momwe timachitira ndi omwe timakhudzidwa nawo. Ku US
Zitsulo, takumbatira ntchito yogawidwa kuti tikhale pafupi ndi makasitomala athu ndikuwonjezera zokolola, kukhutitsidwa ndi kusunga antchito athu. Sitinakhalepo olumikizidwa ngati bungwe, kuchita chidwi kwambiri ndi makasitomala athu, kapena kuyang'ana kwambiri kupeza talente yatsopano yolowa nawo bungwe lathu. Ndi mu mzimu womwewo, ndikuwonetsetsa kuti tikupanga njira zatsopano zolumikizirana ndi omwe ali ndi masheya athu kuchokera kumakampani omwe timagawana nawo mwachindunji kuchokera ku Say Technologies kuti tiyankhe mwachindunji mafunso a Say Tech. kuitana msonkhano.Pogwiritsa ntchito nsanja ya Say Technologies, osunga ndalama adatha kutumiza ndikuvota pazokhudza sabata yatha.